Safe online shopping: five tips for Black Friday and the pre-Christmas season

Berlin (ots) Every year Black Friday marks the beginning of the pre-Christmas shopping season. Also this year the rush for the special offers and the big Christmas shopping in the weeks after will mainly take place online. Together with Germany safe online has the mobile Bank N26 compiled the best tips and recommendations for consumers.

Safe online shopping is only possible with safe payment – five tips from the mobile bank N26:

  1. Customers should be wary of offers that are too good to be true. “If the offers on Black Friday or Cyber ​​Monday are still far too cheap, it is most likely a so-called fake shop“, so Michael Littger from Germany Safe in the Net eV (DsiN). Fake shops are websites on which goods are offered at very low prices – however, the goods are not delivered and the money is not paid back. Many of these fake shops are so professionally designed that you can hardly tell them apart from real online shops. The first clues are the lack of the imprint or the data protection declaration.
  2. “If you cannot pay with a credit or debit card or other trustworthy payment methods such as purchase on account, then this is a clear warning signal”, so Alexander Weber from the mobile bank N26. Important: Customers should make sure that the bank details are only transmitted in encrypted form. If you don’t see a padlock in the address bar, it means that confidential information such as banking information should not be disclosed. Trusted companies will always encrypt their websites using the TLS protocol.
  3. When paying by direct debit, you should know that reputable online shops will never ask for your PIN or TAN number and will never ask you to enter your bank details again by email. In general, consumers should use precise language. When it comes to their products, fees and delivery times, reputable companies will always be clear and straightforward with their customers.
  4. “Many banks now offer virtual cards that are particularly secure in online trading. They work like normal cards, but they are only available digitally on the smartphone and not physically,” says Alexander Weber from N26. Payment is particularly secure here because they have their own card numbers and you can easily block and unblock them at any time using your smartphone.
  5. It is advisable to retrace the individual transactions. Mobile banks have the technical means to inform their customers transparently and in real time about all account transactions. For example, N26 customers receive a push message immediately after each transaction. If an online retailer makes an unauthorized debit, an objection can be lodged with the bank and the money can be returned.

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Safe online shopping tips Black Friday preChristmas season

 
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